Achieve Montana – College Savings for Their Future

College Savings for Their Future

College Savings for Their Future

Being a parent comes along with cuts and bruises, spilled milk, sleepless nights, laughter and tears, uncertainties, and a whole lot of love. But with Achieve Montana, Montana’s 529 plan, saving for your child’s college education is simple. Our investment options are designed for tax benefits now and college savings for the future. Because you have other things to worry about right now – like enjoying every moment.

What is a 529 Plan?

A Section 529 qualified tuition program (529 plan) is a tax-advantaged savings program designed to help you save for college. You can use the assets held in your 529 account to pay for your beneficiary’s tuition, fees, books, and certain room and board costs, not only in Montana, but at eligible schools anywhere around the country. Funds from a 529 account can be used at eligible two- and four-year schools, trade and technical institutes, and even graduate schools.

Achieve Montana At a Glance

Learn more about features and benefits.

Achieve Montana At a Glance

Learn more about features and benefits.

Investment Options

Investment choices to suit your needs.

Investment Options

Investment choices to suit your needs.

Frequently Asked Questions

Find answers the most commonly asked questions.

Frequently Asked Questions

Find answers the most commonly asked questions.

Benefits of Saving Early

Let time work harder for you.

Benefits of Saving Early

Let time work harder for you.

Investment Choices to Suit Your Needs

Investment Choices to Suit Your Needs

No single strategy meets everyone’s needs. That’s why Achieve Montana lets you choose from a range of investment options that invest in mutual funds and other investments from leading investment firms including Blackrock Fund Advisors, Dimensional Fund Advisors, Charles Schwab Investment Management, New York Life and the Vanguard Group.

Important Federal and State Tax Updates

Updates on Tax Reform, SECURE Act, Montana Taxation of Distributions for K-12 Tuition,
Apprenticeship Program Expenses and Education Loan Repayments

More Ways to Save

Easy and Free to Use

How Ugift Works

Thousands of families around the country have already received over 100 million dollars in gift contributions through Ugift. They’ve seen first-hand the generosity of family and friends who want to give the gift of education, and you can, too! Ugift FAQs

Boost Your Savings

Savings Made Simple

Upromise is a rewards program that believes everyone should have a chance to go to college and pursue his or her dreams. Join Upromise for free and then do what you normally do — buy groceries, shop online, book travel, dine at restaurants, and more…

Calculate Your Savings Now

Calculator

  • *Assumptions

*This projection is based on the information you entered and assumes an annual rate of return on investment of five percent (5%) and no funds withdrawn from the initial age entered through age 18. Actual investment returns may be higher or lower than those shown. This example is for illustrative purposes only and should not be construed as financial, legal or tax advice. It does not reflect an actual investment in any particular 529 plan. Before investing in any state’s 529 plan, you should consider whether your or the beneficiary’s home state offers any state tax or other state benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would apply to your specific circumstances.