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Author: wendtagency

Saving for Education in Montana Just Got More Affordable

Saving for Education in Montana Just Got More Affordable Achieve Montana offers lower savings fees through continued partnership with Ascensus Helena, Mont., September 20, 2023 – With a goal of helping families and individuals save for education costs, Achieve Montana is excited to announce a 28% drop in fees thanks to an ongoing partnership with […]

As Grandparents, Your Investment Matters

You’ve worked hard, you’ve raised a family, you’ve lived a lot of life along the way. And just when you thought you had experienced it all, you become a grandparent – one of the greatest privileges and titles of all. Suddenly, weekend trips down to the local fishing hole with your grandson – trips you […]

529 Savings Aren’t Just for College!

Times have changed, so we’re just going to get straight to the point – 529 savings plans aren’t just for college anymore. That’s right, we said it! And more parents need to hear it. We repeat: 529 savings can be used FOR MORE than just college! Is your student interested in becoming a carpenter?

Celebrate Every Milestone with Achieve Montana

With graduation season just around the corner, we can’t help but reminisce on all the milestones. Their first and oh, so wobbly steps. Their first word. Their first bike ride around the block without training wheels. Their first sleepover without mom. When they’re little, every small step is a reason to cheer. And with Achieve Montana, we’re proud to be right there with you – from the first day of school until the last.

Today’s Savings, Tomorrow’s Future

When I was little, I remember walking into my first day of kindergarten and being so excited! I was wearing that red ladybug backpack – the one you couldn’t pay me to take off (though you tried) – and as I turned around and walked away, I overheard you say: “She’ll be in college soon…” At the time, I didn’t understand. The only thing I knew about college was that no matter what happened on the field, “The Bobcats always win!” or at least that’s what you were always cheering, dad.

5 Best Halloween Treats That Don’t Include Candy

Fall has arrived! Neighborhood streets are bursting with deep hues of rustic reds, vibrant oranges, and golden yellows. The scent of pumpkin spice seems to magically fill the air everywhere you go. And suddenly, Halloween trick-or-treating is just around the corner! It’s a fun time for the whole family. However, if you’re looking to go […]

For more information about Achieve Montana, call 877.486.9271 or download an Enrollment Kit. The Enrollment Kit includes a Program Description that discusses investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.
If you are not a Montana taxpayer, before investing in Achieve Montana, you should consider the benefits of your home state’s qualified tuition program. It may provide taxpayers with state tax and other benefits such as financial aid, scholarship funds and protection from creditors, that are only available through your home state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn how state-based benefits (or limitations) would apply to your specific circumstances. Tax and other penalties may apply to non-qualified withdrawals.
Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision. In addition, you should periodically assess, and if appropriate, adjust your Section 529 Plan investment choices with your time horizon, risk tolerance and investment objectives in mind.
Achieve Montana is sponsored by the State of Montana and administered by the Montana Board of Regents of Higher Education, as sole trustee of the Montana Family Education Savings Trust (Trust). Ascensus College Savings Recordkeeping Services, LLC serves as program manager and provides recordkeeping and administrative support services for Achieve Montana. Blackrock Fund Advisors, Dimensional Fund Advisors LP, Charles Schwab Investment Management, Inc., New York Life Insurance Company and the Vanguard Group, Inc. each provide investment management services for the underlying investments comprising Achieve Montana’s portfolios. Although some of the portfolios invest in mutual funds, they are not mutual funds. When you invest in Achieve Montana, you are purchasing portfolio units issued by the Trust. Except to the extent of the New York Life Insurance Company guarantee that is available for the Capital Preservation Portfolio and certain Year of Enrollment Portfolios, investment returns are not guaranteed, and you could lose money by investing in Achieve Montana.
Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.
Upromise is an optional service offered by Upromise, Inc., is separate from Achieve Montana, and is not affiliated with the State of Montana. Terms and conditions apply to the Upromise service. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to an Achieve Montana account are subject to a $25 minimum. Go to upromise.com to learn more about Upromise.
Upromise and the Upromise logo are registered service marks of Upromise, Inc. Ugift is a registered service mark of Ascensus Broker Dealer Services, Inc., an affiliate of Ascensus College Savings Recordkeeping Services, LLC.
Vanguard is a registered mark of The Vanguard Group, Inc. All other trademarks, service marks or registered trademarks are the property of their respective owners. Used with permission.