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Invest In Your Child’s Future Today!

It seems like back-to-school time is always a rush. One minute you’re kicking back by the lake with your family and the next you’re trying to figure out why on earth your child needs not one, but four 3-inch binders?! And then, all of a sudden you blink, and they’re off to college! We get the struggle – like summer, the school years go by fast. With Achieve Montana, though, you don’t have to be caught off guard.

September is College Savings Month and the perfect time to begin saving. Opening an Achieve Montana 529 plan is one of the best ways you can prepare today for your child’s future (without the rush).

What is a 529 Plan?

A 529 plan is a tax-advantaged savings program designed to help you save for your child’s college education. You can use the money in your account to pay for tuition, fees, books, and even certain room and board costs. And not just at Montana schools! The funds can be used at eligible schools all across the country – including two and four-year colleges, apprenticeships, trade and technical institutes, and graduate school.

Benefits of Saving Early

Why Choose Achieve Montana

LOW MINIMUMS

You can open an account for just $25 and make additional contributions for as little as $15 with payroll deduction.

FLEXIBLE INVESTMENT OPTIONS

We all have different goals. Achieve Montana lets you choose from a variety of investment styles and asset classes.

TAX-DEFERRED GROWTH

Your account earnings grow deferred from both federal and state taxes. Trust us – that’s a win!

Getting Started is Easy

READ ENROLLMENT KIT

Our enrollment kit is your one-stop shop for everything you need to know.

ENROLL ONLINE

Gather your personal information and open an account today. It just takes 10 minutes!

SET UP CONTRIBUTIONS

Begin making regular contributions. Invite your friends and family to give, too!

Ranked as one of the Top 10 Performing 529 Plans in the nation, Achieve Montana is passionate about providing families with affordable and effective ways to save for college with benefits. Your child’s future is important to us. Let us do the hard work while you enjoy every moment.

Make room under the tree for a 529 college savings plan.

The sounds of their little feet racing down the stairs. The giggles of excitement as they spot their name under the tree. The overwhelming joy they experience opening a gift bought just for them. As parents, the magic of Christmas isn’t found in the getting, but in the giving. So, why wait? This holiday season, light up their future with an Achieve Montana 529 college savings account. It may not be the biggest gift under the tree, but it’s sure to be the brightest! And it’ll certainly last longer than that box of toys.

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November 15, 2023 No Comments

Practical Ways to Save

When it comes to life, we love a good cheat sheet. And the same goes for college savings! While an Achieve Montana 529 savings account is the ultimate college savings tool (hello low minimums and tax-free withdrawals), it’s still just that – a tool. The true savings start with you! And with these practical savings tips, your journey can start today! Check out these quick and easy ways to get the most out of your 529 savings account.

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October 9, 2023 No Comments

529 Savings Myths: BUSTED!

There are a lot of misconceptions out there when it comes to opening a 529 savings plan. And, we get it! Setting aside money and intentionally planning for your child’s future (or even your own) can be intimidating. Heck, we’re intimidated even saying it! But the truth is that it doesn’t have to be.

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September 29, 2023 No Comments
For more information about Achieve Montana, call 877.486.9271 or download an Enrollment Kit. The Enrollment Kit includes a Program Description that discusses investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.
If you are not a Montana taxpayer, before investing in Achieve Montana, you should consider the benefits of your home state’s qualified tuition program. It may provide taxpayers with state tax and other benefits such as financial aid, scholarship funds and protection from creditors, that are only available through your home state’s qualified tuition program. You should also consult your financial, tax, or other advisor to learn how state-based benefits (or limitations) would apply to your specific circumstances. Tax and other penalties may apply to non-qualified withdrawals.
Keep in mind that state-based benefits should be one of many appropriately weighted factors to be considered when making an investment decision. In addition, you should periodically assess, and if appropriate, adjust your Section 529 Plan investment choices with your time horizon, risk tolerance and investment objectives in mind.
Achieve Montana is sponsored by the State of Montana and administered by the Montana Board of Regents of Higher Education, as sole trustee of the Montana Family Education Savings Trust (Trust). Ascensus College Savings Recordkeeping Services, LLC serves as program manager and provides recordkeeping and administrative support services for Achieve Montana. Blackrock Fund Advisors, Dimensional Fund Advisors LP, Charles Schwab Investment Management, Inc., New York Life Insurance Company and the Vanguard Group, Inc. each provide investment management services for the underlying investments comprising Achieve Montana’s portfolios. Although some of the portfolios invest in mutual funds, they are not mutual funds. When you invest in Achieve Montana, you are purchasing portfolio units issued by the Trust. Except to the extent of the New York Life Insurance Company guarantee that is available for the Capital Preservation Portfolio and certain Year of Enrollment Portfolios, investment returns are not guaranteed, and you could lose money by investing in Achieve Montana. Account owners assume all investment risks as well as responsibility for any federal and state tax consequences.
Upromise is an optional service offered by Upromise, Inc., is separate from Achieve Montana, and is not affiliated with the State of Montana. Terms and conditions apply to the Upromise service. Participating companies, contribution levels, and terms and conditions are subject to change at any time without notice. Transfers from Upromise to an Achieve Montana account are subject to a minimum amount. Go to upromise.com to learn more about Upromise. 
© 2024 Achieve Montana. All rights reserved. Upromise and the Upromise logo are registered service marks of Upromise, Inc. Ugift is a registered service mark.  All other trademarks, service marks or registered trademarks are the property of their respective owners. Used with permission.