Close this search box.

Today’s Savings, Tomorrow’s Future

Dear Mom and Dad,

When I was little, I remember walking into my first day of kindergarten and being so excited! I was wearing that red ladybug backpack – the one you couldn’t pay me to take off (though you tried) – and as I turned around and walked away, I overheard you say: “She’ll be in college soon…” At the time, I didn’t understand. The only thing I knew about college was that no matter what happened on the field, “The Bobcats always win!” or at least that’s what you were always cheering, dad. But, I get it now. Even at five years old, you knew that I had dreams to accomplish. And even more than that, you both believed I’d get there.

I know this sounds extreme, but when I look back, I think that might have been when my future started. Do you remember when I turned ten and auditioned to be in the school play? I was so convinced that I would make the perfect leading princess, but of course I got cast as the ladybug instead. I was devastated, but do you remember what you two said – “It’s not the role that makes the actress, but the actress that makes the role.” I’ve carried that advice with me ever since…

Then came prom. And shortly after that, graduation. Before I knew it, you were right – I was heading off to college to pursue a degree in drama and screenwriting. All those years and all those moments, you were right there beside me – picking me up when I was down, beaming from the audience after a successful performance, encouraging me to push beyond the limits. Every step of the way, you were there in the present. But what I never grasped was all the planning you had been doing for my future. The college savings account you opened when I was born. The monthly savings you set aside as I got older. And even the unexpected birthday gifts made on my behalf. While I was charging my own way forward, you were there paving the path ahead – ensuring that I would always have a leg to stand on. As I drive away and embark on a new journey, I know that I’m not going at it alone. Because every day that you saved is now a day that I get to succeed, and for that I am so grateful. Thank you for investing with Achieve Montana; thank you for investing in me.

Your favorite ladybug
For more information about Achieve Montana, download an Enrollment Kit at achievemontana.com or call 877.486.9271. The Enrollment Kit includes a Program Description that discusses investment objectives, risks, charges, expenses, and other important information; read and consider it carefully before investing.
If you are not a Montana taxpayer, consider before investing whether your or the beneficiary’s home state offers any state tax or other benefits such as financial aid, scholarship funds, and protection from creditors that are only available for investments in that state’s qualified tuition program.
A picture of a diploma and mortarboard next to stacked coins.

Kick Student Loan Debt to the Curb

At the end of last year, student loan debt in the U.S. totaled $1.74 trillion. That makes for an average student loan payment of more than $393 per month. And while loan forgiveness initiatives are up in the air every few months, here’s one thing that’s for sure – saving early can outweigh both the costs and stress of paying for college and higher education.

Read More »

Make room under the tree for a 529 college savings plan.

The sounds of their little feet racing down the stairs. The giggles of excitement as they spot their name under the tree. The overwhelming joy they experience opening a gift bought just for them. As parents, the magic of Christmas isn’t found in the getting, but in the giving. So, why wait? This holiday season, light up their future with an Achieve Montana 529 college savings account. It may not be the biggest gift under the tree, but it’s sure to be the brightest! And it’ll certainly last longer than that box of toys.

Read More »

Practical Ways to Save

When it comes to life, we love a good cheat sheet. And the same goes for college savings! While an Achieve Montana 529 savings account is the ultimate college savings tool (hello low minimums and tax-free withdrawals), it’s still just that – a tool. The true savings start with you! And with these practical savings tips, your journey can start today! Check out these quick and easy ways to get the most out of your 529 savings account.

Read More »